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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,144 | $100,060+0.1% | $149,721-33.1% | $70,126+42.8% |
| Participation rate | 58.0% | 83.6%-25.6pp | 87.1%-29.1pp | 69.5%-11.6pp |
| Annual return | 20.93% | 27.46%-6.5pp | 1501.67%-1480.7pp | 73.15%-52.2pp |
| Employer contribution / active EE | $2,733 | $3,661-25.3% | $5,444-49.8% | $2,343+16.7% |
| Participant deferral / active EE | $6,261 | $4,982+25.7% | $6,568-4.7% | $3,332+87.9% |
| Admin fee / account holder | $10,855 | $8,285+31.0% | $11,282-3.8% | $4,645+133.7% |