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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,209 | $109,344-10.2% | $89,400+9.9% | $158,950-38.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 16.19% | 345.73%-329.5pp | 245.64%-229.4pp | 302.91%-286.7pp |
| Employer contribution / active EE | $6,451 | $3,170+103.5% | $2,586+149.5% | $4,762+35.5% |
| Participant deferral / active EE | $6,036 | $4,599+31.2% | $3,890+55.2% | $5,983+0.9% |
| Admin fee / account holder | $1,600 | $6,154-74.0% | $4,882-67.2% | $11,248-85.8% |