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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,403 | $114,130+5.5% | $96,192+25.2% | $167,553-28.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 13.93% | 190.07%-176.1pp | 192.09%-178.2pp | 478.89%-465.0pp |
| Employer contribution / active EE | $2,118 | $3,431-38.3% | $2,799-24.3% | $4,840-56.2% |
| Participant deferral / active EE | $7,046 | $5,198+35.6% | $4,351+61.9% | $6,343+11.1% |
| Admin fee / account holder | $2,122 | $6,901-69.3% | $5,539-61.7% | $12,316-82.8% |