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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,533 | $54,370+83.1% | $82,763+20.3% | $68,490+45.3% |
| Participation rate | 36.6% | 63.9%-27.3pp | 72.6%-36.0pp | 67.9%-31.3pp |
| Annual return | -18.93% | -13.67%-5.3pp | 702.45%-721.4pp | -7.85%-11.1pp |
| Employer contribution / active EE | $0 | $2,219-100.0% | $3,008-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,189 | $3,247-32.6% | $4,395-50.2% | $4,028-45.7% |
| Admin fee / account holder | $758 | $4,398-82.8% | $5,325-85.8% | $5,403-86.0% |