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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,572 | $65,434+88.9% | $98,483+25.5% | $85,847+43.9% |
| Participation rate | 55.6% | 65.0%-9.5pp | 73.3%-17.8pp | 69.3%-13.8pp |
| Annual return | 484.34% | 21.75%+462.6pp | 1494.38%-1010.0pp | 318.61%+165.7pp |
| Employer contribution / active EE | $0 | $2,169-100.0% | $2,961-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,719 | $3,168-14.2% | $4,276-36.4% | $3,952-31.2% |
| Admin fee / account holder | $1,208 | $4,595-73.7% | $5,953-79.7% | $6,261-80.7% |