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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $34,773 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,129 | $63,768-16.7% | $98,477-46.0% | $79,393-33.1% |
| Participation rate | 54.1% | 69.9%-15.8pp | 73.3%-19.3pp | 70.7%-16.6pp |
| Annual return | 24.41% | 626.18%-601.8pp | 1493.59%-1469.2pp | 116.87%-92.5pp |
| Employer contribution / active EE | $585 | $2,558-77.1% | $2,961-80.2% | $2,428-75.9% |
| Participant deferral / active EE | $8,694 | $3,305+163.1% | $4,276+103.3% | $4,046+114.9% |
| Admin fee / account holder | $243 | $516-52.8% | $5,951-95.9% | $627-61.1% |