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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,541 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,710 | $66,124-36.9% | $90,461-53.9% | $73,497-43.2% |
| Participation rate | 61.1% | 69.7%-8.6pp | 72.7%-11.6pp | 70.7%-9.6pp |
| Annual return | 35.67% | 17.65%+18.0pp | 1294.76%-1259.1pp | 28.51%+7.2pp |
| Employer contribution / active EE | $770 | $2,346-67.2% | $3,264-76.4% | $2,270-66.1% |
| Participant deferral / active EE | $7,329 | $3,039+141.2% | $3,964+84.9% | $3,740+96.0% |
| Admin fee / account holder | $156 | $396-60.7% | $5,617-97.2% | $513-69.6% |