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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,438 | $148,623+31.5% | $135,974+43.7% | $139,466+40.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.61% | 79.30%-61.7pp | 68.30%-50.7pp | 373.66%-356.0pp |
| Employer contribution / active EE | $12,389 | $5,246+136.1% | $4,859+155.0% | $4,754+160.6% |
| Participant deferral / active EE | $4,335 | $8,103-46.5% | $7,760-44.1% | $6,712-35.4% |
| Admin fee / account holder | $1,946 | $12,406-84.3% | $10,767-81.9% | $11,409-82.9% |