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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,390 | $165,381+12.7% | $149,730+24.5% | $158,966+17.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.78% | 348.29%-334.5pp | 276.70%-262.9pp | 302.95%-289.2pp |
| Employer contribution / active EE | $13,897 | $5,104+172.3% | $4,645+199.2% | $4,762+191.8% |
| Participant deferral / active EE | $6,665 | $7,182-7.2% | $6,843-2.6% | $5,983+11.4% |
| Admin fee / account holder | $32,775 | $10,809+203.2% | $9,310+252.0% | $11,250+191.3% |