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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,458 | $175,259+23.5% | $149,723+44.6% | $139,487+55.2% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 14.08% | 166.82%-152.7pp | 134.50%-120.4pp | 373.84%-359.8pp |
| Employer contribution / active EE | $1,642 | $5,478-70.0% | $4,821-65.9% | $4,755-65.5% |
| Participant deferral / active EE | $13,638 | $6,522+109.1% | $5,682+140.0% | $6,713+103.2% |
| Admin fee / account holder | $5,296 | $16,158-67.2% | $13,215-59.9% | $11,407-53.6% |