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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,612 | $180,459-37.6% | $154,108-26.9% | $135,380-16.8% |
| Participation rate | 71.4% | 87.4%-16.0pp | 83.0%-11.6pp | 82.6%-11.2pp |
| Annual return | -6.91% | 888.21%-895.1pp | 735.21%-742.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $1,070 | $6,035-82.3% | $5,298-79.8% | $4,779-77.6% |
| Participant deferral / active EE | $6,870 | $5,806+18.3% | $5,081+35.2% | $5,609+22.5% |
| Admin fee / account holder | $5,763 | $16,145-64.3% | $13,411-57.0% | $10,828-46.8% |