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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,449 | $209,422-11.4% | $178,503+3.9% | $158,982+16.6% |
| Participation rate | 60.0% | 86.4%-26.4pp | 81.9%-21.9pp | 82.0%-22.0pp |
| Annual return | 14.52% | 188.81%-174.3pp | 151.12%-136.6pp | 302.99%-288.5pp |
| Employer contribution / active EE | $1,448 | $5,707-74.6% | $5,011-71.1% | $4,763-69.6% |
| Participant deferral / active EE | $9,646 | $5,955+62.0% | $5,202+85.4% | $5,983+61.2% |
| Admin fee / account holder | $2,658 | $17,079-84.4% | $13,987-81.0% | $11,252-76.4% |