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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,237 | $196,972-14.6% | $182,262-7.7% | $198,609-15.3% |
| Participation rate | 90.9% | 85.7%+5.2pp | 84.2%+6.7pp | 82.4%+8.5pp |
| Annual return | 16.34% | 158.27%-141.9pp | 140.60%-124.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $15,818 | $5,364+194.9% | $5,046+213.5% | $5,055+212.9% |
| Participant deferral / active EE | $7,486 | $8,643-13.4% | $8,276-9.6% | $6,977+7.3% |
| Admin fee / account holder | $647 | $18,429-96.5% | $16,712-96.1% | $19,030-96.6% |