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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,237 | $154,228+9.1% | $145,433+15.7% | $137,256+22.6% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 16.34% | 74.59%-58.2pp | 66.58%-50.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $15,818 | $4,804+229.3% | $4,554+247.3% | $4,156+280.6% |
| Participant deferral / active EE | $7,486 | $8,216-8.9% | $7,897-5.2% | $6,407+16.8% |
| Admin fee / account holder | $647 | $14,344-95.5% | $13,129-95.1% | $12,270-94.7% |