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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,237 | $162,136+3.8% | $152,301+10.5% | $154,746+8.7% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 16.34% | 91.02%-74.7pp | 80.50%-64.2pp | 172.34%-156.0pp |
| Employer contribution / active EE | $15,818 | $4,890+223.4% | $4,624+242.0% | $4,379+261.2% |
| Participant deferral / active EE | $7,486 | $8,341-10.3% | $8,004-6.5% | $6,730+11.2% |
| Admin fee / account holder | $647 | $15,759-95.9% | $14,398-95.5% | $14,365-95.5% |