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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,597 | $75,832+24.7% | $147,617-35.9% | $59,633+58.6% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -5.23% | 0.37%-5.6pp | 61.98%-67.2pp | 2041.45%-2046.7pp |
| Employer contribution / active EE | $6,052 | $3,485+73.7% | $5,564+8.8% | $2,203+174.8% |
| Participant deferral / active EE | $5,906 | $3,131+88.6% | $4,895+20.6% | $3,192+85.0% |
| Admin fee / account holder | $1,002 | $5,986-83.3% | $11,612-91.4% | $4,297-76.7% |