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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,224 | $77,920+19.6% | $149,723-37.7% | $75,177+24.0% |
| Participation rate | 96.0% | 65.6%+30.4pp | 78.8%+17.2pp | 67.2%+28.8pp |
| Annual return | 12.58% | 31.72%-19.1pp | 134.50%-121.9pp | 160.75%-148.2pp |
| Employer contribution / active EE | $3,464 | $3,138+10.4% | $4,821-28.1% | $2,671+29.7% |
| Participant deferral / active EE | $4,540 | $3,411+33.1% | $5,682-20.1% | $4,126+10.0% |
| Admin fee / account holder | $7,140 | $5,951+20.0% | $13,215-46.0% | $5,651+26.3% |