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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,767 | $123,155+150.7% | $108,753+183.9% | $155,188+99.0% |
| Participation rate | 77.3% | 75.6%+1.6pp | 71.1%+6.2pp | 80.8%-3.5pp |
| Annual return | 16.60% | 44.73%-28.1pp | 37.47%-20.9pp | 148.84%-132.2pp |
| Employer contribution / active EE | $4,683 | $2,811+66.6% | $2,427+93.0% | $4,248+10.3% |
| Participant deferral / active EE | $4,403 | $4,623-4.8% | $4,115+7.0% | $6,531-32.6% |
| Admin fee / account holder | $12,635 | $12,126+4.2% | $10,320+22.4% | $14,480-12.7% |