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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,010 | $91,198+87.5% | $178,503-4.2% | $79,856+114.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 17.92% | 24.20%-6.3pp | 151.12%-133.2pp | 31.71%-13.8pp |
| Employer contribution / active EE | $4,205 | $3,257+29.1% | $5,011-16.1% | $2,471+70.1% |
| Participant deferral / active EE | $4,448 | $3,237+37.4% | $5,202-14.5% | $3,741+18.9% |
| Admin fee / account holder | $2,213 | $6,748-67.2% | $13,987-84.2% | $5,306-58.3% |