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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,079 | $111,830+126.3% | $93,696+170.1% | $145,884+73.5% |
| Participation rate | 94.1% | 74.2%+19.9pp | 68.7%+25.4pp | 80.3%+13.8pp |
| Annual return | 12.52% | 204.08%-191.6pp | 133.74%-121.2pp | 551.85%-539.3pp |
| Employer contribution / active EE | $6,373 | $3,093+106.1% | $2,422+163.2% | $4,662+36.7% |
| Participant deferral / active EE | $7,222 | $4,920+46.8% | $4,417+63.5% | $6,690+8.0% |
| Admin fee / account holder | $28,170 | $10,249+174.9% | $8,287+239.9% | $13,392+110.3% |