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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,145 | $112,729+152.9% | $98,716+188.9% | $137,256+107.7% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 19.72% | 38.48%-18.8pp | 31.81%-12.1pp | 220.34%-200.6pp |
| Employer contribution / active EE | $2,672 | $2,725-1.9% | $2,279+17.3% | $4,156-35.7% |
| Participant deferral / active EE | $5,764 | $4,640+24.2% | $4,048+42.4% | $6,407-10.0% |
| Admin fee / account holder | $13,450 | $10,129+32.8% | $8,703+54.5% | $12,270+9.6% |