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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,145 | $124,980+128.2% | $108,359+163.1% | $154,746+84.3% |
| Participation rate | 83.3% | 75.2%+8.2pp | 70.1%+13.2pp | 80.7%+2.6pp |
| Annual return | 19.72% | 45.00%-25.3pp | 36.89%-17.2pp | 172.34%-152.6pp |
| Employer contribution / active EE | $2,672 | $2,851-6.3% | $2,399+11.4% | $4,379-39.0% |
| Participant deferral / active EE | $5,764 | $4,743+21.5% | $4,137+39.3% | $6,730-14.4% |
| Admin fee / account holder | $13,450 | $11,502+16.9% | $9,741+38.1% | $14,365-6.4% |