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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,145 | $123,155+131.5% | $108,753+162.2% | $155,188+83.7% |
| Participation rate | 83.3% | 75.6%+7.7pp | 71.1%+12.2pp | 80.8%+2.5pp |
| Annual return | 19.72% | 44.73%-25.0pp | 37.47%-17.7pp | 148.84%-129.1pp |
| Employer contribution / active EE | $2,672 | $2,811-4.9% | $2,427+10.1% | $4,248-37.1% |
| Participant deferral / active EE | $5,764 | $4,623+24.7% | $4,115+40.1% | $6,531-11.7% |
| Admin fee / account holder | $13,450 | $12,126+10.9% | $10,320+30.3% | $14,480-7.1% |