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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,702 | $60,349+52.0% | $74,184+23.6% | $62,881+45.8% |
| Participation rate | 75.0% | 72.7%+2.3pp | 76.6%-1.6pp | 69.3%+5.7pp |
| Annual return | 4.26% | 21.38%-17.1pp | 17.74%-13.5pp | 20.14%-15.9pp |
| Employer contribution / active EE | $1,303 | $1,680-22.4% | $2,370-45.0% | $2,281-42.9% |
| Participant deferral / active EE | $2,919 | $2,856+2.2% | $3,550-17.8% | $3,203-8.9% |
| Admin fee / account holder | $35,261 | $4,261+727.6% | $5,586+531.3% | $4,296+720.8% |