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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,543 | $86,298+2.6% | $111,308-20.5% | $85,847+3.1% |
| Participation rate | 70.6% | 73.3%-2.7pp | 77.3%-6.7pp | 69.3%+1.3pp |
| Annual return | 18.02% | 19.99%-2.0pp | 54.67%-36.6pp | 318.61%-300.6pp |
| Employer contribution / active EE | $1,498 | $2,044-26.7% | $2,732-45.2% | $2,565-41.6% |
| Participant deferral / active EE | $3,687 | $3,641+1.3% | $4,487-17.8% | $3,952-6.7% |
| Admin fee / account holder | $2,419 | $8,189-70.5% | $7,965-69.6% | $6,261-61.4% |