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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,553 | $86,940-56.8% | $102,434-63.3% | $80,935-53.6% |
| Participation rate | 76.7% | 72.4%+4.3pp | 76.5%+0.2pp | 67.7%+9.0pp |
| Annual return | 10.90% | 18.89%-8.0pp | 29.46%-18.6pp | 35.66%-24.8pp |
| Employer contribution / active EE | $2,504 | $2,370+5.7% | $3,023-17.2% | $2,757-9.2% |
| Participant deferral / active EE | $4,209 | $4,121+2.1% | $5,055-16.7% | $4,299-2.1% |
| Admin fee / account holder | $2,453 | $8,047-69.5% | $9,462-74.1% | $6,924-64.6% |