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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,188 | $86,288-81.2% | $111,306-85.5% | $85,851-81.1% |
| Participation rate | 82.1% | 73.3%+8.8pp | 77.3%+4.8pp | 69.3%+12.8pp |
| Annual return | 16.06% | 19.99%-3.9pp | 54.67%-38.6pp | 318.63%-302.6pp |
| Employer contribution / active EE | $2,502 | $2,044+22.4% | $2,732-8.4% | $2,565-2.5% |
| Participant deferral / active EE | $3,504 | $3,641-3.8% | $4,488-21.9% | $3,952-11.3% |
| Admin fee / account holder | $2,437 | $8,189-70.2% | $7,966-69.4% | $6,261-61.1% |