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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,628 | $71,873-72.7% | $86,698-77.4% | $68,490-71.3% |
| Participation rate | 82.1% | 72.2%+9.9pp | 76.6%+5.6pp | 67.9%+14.2pp |
| Annual return | -18.07% | 3.54%-21.6pp | 35.96%-54.0pp | -7.85%-10.2pp |
| Employer contribution / active EE | $2,956 | $2,173+36.0% | $2,837+4.2% | $2,597+13.8% |
| Participant deferral / active EE | $4,449 | $3,779+17.7% | $4,656-4.5% | $4,028+10.5% |
| Admin fee / account holder | $909 | $6,110-85.1% | $7,492-87.9% | $5,403-83.2% |