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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,869 | $150,447-68.2% | $136,298-64.9% | $147,586-67.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 28.87% | 1049.15%-1020.3pp | 5156.27%-5127.4pp | 578.59%-549.7pp |
| Employer contribution / active EE | $4,955 | $5,256-5.7% | $4,696+5.5% | $4,876+1.6% |
| Participant deferral / active EE | $5,462 | $6,631-17.6% | $6,247-12.6% | $5,439+0.4% |
| Admin fee / account holder | $1,475 | $10,906-86.5% | $9,244-84.0% | $10,886-86.4% |