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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,650 | $77,817-41.3% | $123,553-63.1% | $64,173-28.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -7.26% | 12.49%-19.7pp | 119.21%-126.5pp | 7.63%-14.9pp |
| Employer contribution / active EE | $4,667 | $3,014+54.8% | $4,628+0.8% | $2,381+96.0% |
| Participant deferral / active EE | $6,142 | $5,240+17.2% | $6,426-4.4% | $3,470+77.0% |
| Admin fee / account holder | $462 | $5,519-91.6% | $9,284-95.0% | $4,887-90.6% |