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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FUTURE PLANNING ASSOCIATES, INC. Service code 37 · EIN 03-0271340 | Loan Processing | $1,900 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,044 | $130,294+50.5% | $170,057+15.3% | $71,529+174.1% |
| Participation rate | 100.0% | 86.2%+13.8pp | 87.0%+13.0pp | 67.9%+32.1pp |
| Annual return | 12.19% | 20.36%-8.2pp | 53.42%-41.2pp | 28.97%-16.8pp |
| Employer contribution / active EE | $6,012 | $4,385+37.1% | $6,790-11.5% | $2,590+132.1% |
| Participant deferral / active EE | $5,604 | $6,928-19.1% | $10,411-46.2% | $4,291+30.6% |
| Admin fee / account holder | $12 | $966-98.8% | $12,826-99.9% | $1,588-99.2% |