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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FUTURE PLANNING ASSOCIATES, INC. Service code 37 · EIN 03-0271340 | Loan Processing | $1,200 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,086 | $136,307+35.8% | $177,848+4.1% | $73,497+151.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 87.7%+12.3pp | 70.7%+29.3pp |
| Annual return | 11.24% | 18.68%-7.4pp | 48.33%-37.1pp | 28.51%-17.3pp |
| Employer contribution / active EE | $4,884 | $3,712+31.6% | $5,919-17.5% | $2,270+115.2% |
| Participant deferral / active EE | $4,255 | $5,829-27.0% | $7,714-44.8% | $3,740+13.8% |
| Admin fee / account holder | $7 | $596-98.8% | $12,431-99.9% | $513-98.6% |