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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FUTURE PLANNING ASSOCIATES, INC. Service code 37 · EIN 03-0271340 | Loan Processing | $2,700 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,820 | $98,982+74.6% | $162,185+6.6% | $65,186+165.1% |
| Participation rate | 100.0% | 85.8%+14.2pp | 87.6%+12.4pp | 70.2%+29.8pp |
| Annual return | 16.11% | 24.84%-8.7pp | 115.61%-99.5pp | 29.39%-13.3pp |
| Employer contribution / active EE | $4,676 | $3,467+34.9% | $5,613-16.7% | $2,177+114.8% |
| Participant deferral / active EE | $4,318 | $5,384-19.8% | $7,297-40.8% | $3,514+22.9% |
| Admin fee / account holder | $16 | $596-97.3% | $10,844-99.9% | $847-98.1% |