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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC1 year Service code 27 · EIN 33-0905143 | Advisory (Plan) | $28,075 |
Service code 37 · EIN 04-2647786 | Loan Processing | $15,583 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $10,471 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,163 | $71,878+135.3% | $86,698+95.1% | $68,486+147.0% |
| Participation rate | 92.3% | 72.2%+20.1pp | 76.6%+15.7pp | 67.9%+24.4pp |
| Annual return | -16.62% | 3.53%-20.2pp | 35.95%-52.6pp | -7.85%-8.8pp |
| Employer contribution / active EE | $3,882 | $2,173+78.6% | $2,837+36.8% | $2,597+49.5% |
| Participant deferral / active EE | $11,405 | $3,779+201.8% | $4,656+144.9% | $4,028+183.2% |
| Admin fee / account holder | $488 | $6,113-92.0% | $7,493-93.5% | $5,404-91.0% |