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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,754 | $65,376+93.9% | $87,104+45.5% | $65,185+94.5% |
| Participation rate | 87.6% | 75.3%+12.3pp | 76.9%+10.7pp | 70.2%+17.4pp |
| Annual return | 118.19% | 31.27%+86.9pp | 28.19%+90.0pp | 29.38%+88.8pp |
| Employer contribution / active EE | $2,297 | $1,822+26.0% | $2,521-8.9% | $2,177+5.5% |
| Participant deferral / active EE | $5,794 | $3,388+71.0% | $4,048+43.1% | $3,514+64.9% |
| Admin fee / account holder | $4,605 | $520+786.0% | $7,491-38.5% | $847+443.5% |