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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,084 | $125,778-6.9% | $114,563+2.2% | $154,746-24.3% |
| Participation rate | 70.6% | 75.2%-4.6pp | 72.9%-2.3pp | 80.7%-10.1pp |
| Annual return | 14.65% | 295.14%-280.5pp | 241.09%-226.4pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,931 | $2,806-31.2% | $2,592-25.5% | $4,379-55.9% |
| Participant deferral / active EE | $2,092 | $4,445-52.9% | $4,142-49.5% | $6,730-68.9% |
| Admin fee / account holder | $1,667 | $8,190-79.7% | $7,623-78.1% | $14,365-88.4% |