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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,376 | $71,215+133.6% | $93,696+77.6% | $80,935+105.6% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 10.73% | 11.27%-0.5pp | 133.74%-123.0pp | 35.66%-24.9pp |
| Employer contribution / active EE | $6,744 | $1,565+330.9% | $2,422+178.4% | $2,757+144.6% |
| Participant deferral / active EE | $6,252 | $4,037+54.9% | $4,417+41.6% | $4,299+45.4% |
| Admin fee / account holder | $384 | $6,958-94.5% | $8,287-95.4% | $6,924-94.5% |