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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,332 | $50,947+138.2% | $74,551+62.8% | $64,173+89.1% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.1%+30.9pp | 69.6%+30.4pp |
| Annual return | -3.79% | -1.85%-1.9pp | 32.53%-36.3pp | 7.63%-11.4pp |
| Employer contribution / active EE | $2,202 | $1,115+97.5% | $1,961+12.3% | $2,381-7.5% |
| Participant deferral / active EE | $4,412 | $2,302+91.7% | $3,108+42.0% | $3,470+27.2% |
| Admin fee / account holder | $34,908 | $4,221+727.0% | $5,059+590.0% | $4,887+614.2% |