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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,813 | $59,819+122.0% | $79,583+66.9% | $68,490+93.9% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.5%+30.5pp | 67.9%+32.1pp |
| Annual return | -8.61% | -12.30%+3.7pp | 0.16%-8.8pp | -7.85%-0.8pp |
| Employer contribution / active EE | $6,465 | $1,505+329.5% | $2,414+167.8% | $2,597+149.0% |
| Participant deferral / active EE | $6,327 | $3,025+109.2% | $3,986+58.7% | $4,028+57.1% |
| Admin fee / account holder | $1,490 | $4,835-69.2% | $6,835-78.2% | $5,403-72.4% |