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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,655 | $88,702+72.1% | $81,780+86.7% | $145,978+4.6% |
| Participation rate | 33.3% | 75.0%-41.7pp | 72.4%-39.0pp | 80.3%-47.0pp |
| Annual return | 9.54% | 1029.12%-1019.6pp | 776.27%-766.7pp | 550.52%-541.0pp |
| Employer contribution / active EE | $1,171 | $3,084-62.0% | $2,914-59.8% | $4,662-74.9% |
| Participant deferral / active EE | $4,873 | $4,645+4.9% | $4,321+12.8% | $6,690-27.2% |
| Admin fee / account holder | $60 | $8,414-99.3% | $7,384-99.2% | $13,400-99.6% |