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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,807 | $96,678+27.0% | $86,640+41.7% | $139,466-11.9% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 11.89% | 106.69%-94.8pp | 592.52%-580.6pp | 373.66%-361.8pp |
| Employer contribution / active EE | $1,025 | $3,265-68.6% | $3,024-66.1% | $4,754-78.4% |
| Participant deferral / active EE | $4,758 | $4,837-1.6% | $4,438+7.2% | $6,712-29.1% |
| Admin fee / account holder | $60 | $6,410-99.1% | $5,616-98.9% | $11,409-99.5% |