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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,995 | $84,518-79.9% | $67,704-74.9% | $125,389-86.4% |
| Participation rate | 45.5% | 74.8%-29.3pp | 67.5%-22.1pp | 83.2%-37.7pp |
| Annual return | 1.23% | 2.57%-1.3pp | 25.41%-24.2pp | 282.24%-281.0pp |
| Employer contribution / active EE | $2,053 | $3,292-37.6% | $2,559-19.8% | $4,866-57.8% |
| Participant deferral / active EE | $2,970 | $4,430-33.0% | $3,585-17.2% | $5,352-44.5% |
| Admin fee / account holder | $0 | $5,340-100.0% | $4,255-100.0% | $9,541-100.0% |