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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,880 | $109,372-78.2% | $89,414-73.3% | $158,966-85.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 21.37% | 345.55%-324.2pp | 245.50%-224.1pp | 302.95%-281.6pp |
| Employer contribution / active EE | $1,969 | $3,171-37.9% | $2,586-23.9% | $4,762-58.7% |
| Participant deferral / active EE | $4,081 | $4,598-11.3% | $3,890+4.9% | $5,983-31.8% |
| Admin fee / account holder | $1,928 | $6,156-68.7% | $4,883-60.5% | $11,250-82.9% |