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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,390 | $102,595-35.3% | $94,057-29.4% | $154,746-57.1% |
| Participation rate | 92.9% | 76.0%+16.9pp | 73.3%+19.5pp | 80.7%+12.2pp |
| Annual return | 13.37% | 583.42%-570.0pp | 480.62%-467.2pp | 172.34%-159.0pp |
| Employer contribution / active EE | $2,573 | $3,147-18.3% | $2,933-12.3% | $4,379-41.3% |
| Participant deferral / active EE | $4,491 | $5,118-12.3% | $4,709-4.6% | $6,730-33.3% |
| Admin fee / account holder | $1,552 | $7,736-79.9% | $7,244-78.6% | $14,365-89.2% |