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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,515 | $102,422-53.6% | $147,117-67.7% | $80,959-41.3% |
| Participation rate | 59.2% | 75.9%-16.7pp | 82.2%-23.0pp | 67.7%-8.5pp |
| Annual return | 14.22% | 135.16%-120.9pp | 420.54%-406.3pp | 35.67%-21.5pp |
| Employer contribution / active EE | $3,027 | $3,717-18.6% | $4,932-38.6% | $2,757+9.8% |
| Participant deferral / active EE | $5,512 | $6,652-17.1% | $8,065-31.7% | $4,300+28.2% |
| Admin fee / account holder | $16,131 | $7,953+102.8% | $12,993+24.2% | $6,925+132.9% |