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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,533 | $209,428-73.0% | $178,498-68.3% | $158,950-64.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.22% | 188.78%-174.6pp | 151.09%-136.9pp | 302.91%-288.7pp |
| Employer contribution / active EE | $6,895 | $5,707+20.8% | $5,011+37.6% | $4,762+44.8% |
| Participant deferral / active EE | $4,491 | $5,955-24.6% | $5,202-13.7% | $5,983-24.9% |
| Admin fee / account holder | $447 | $17,077-97.4% | $13,985-96.8% | $11,248-96.0% |