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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,961 | $180,462-70.7% | $154,111-65.6% | $135,379-60.9% |
| Participation rate | 87.5% | 87.4%+0.1pp | 83.0%+4.5pp | 82.6%+4.9pp |
| Annual return | -1.28% | 888.17%-889.5pp | 735.18%-736.5pp | 519.79%-521.1pp |
| Employer contribution / active EE | $1,911 | $6,036-68.3% | $5,298-63.9% | $4,779-60.0% |
| Participant deferral / active EE | $5,602 | $5,806-3.5% | $5,081+10.3% | $5,609-0.1% |
| Admin fee / account holder | $405 | $16,145-97.5% | $13,411-97.0% | $10,828-96.3% |