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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,885 | $49,891-68.2% | $80,607-80.3% | $75,181-78.9% |
| Participation rate | 97.9% | 55.3%+42.6pp | 67.0%+30.9pp | 67.2%+30.7pp |
| Annual return | 19.08% | 34.67%-15.6pp | 936.11%-917.0pp | 160.69%-141.6pp |
| Employer contribution / active EE | $399 | $1,698-76.5% | $2,724-85.3% | $2,671-85.0% |
| Participant deferral / active EE | $4,456 | $2,991+49.0% | $4,448+0.2% | $4,126+8.0% |
| Admin fee / account holder | $901 | $3,578-74.8% | $5,379-83.3% | $5,650-84.1% |