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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,883 | $48,053-85.7% | $84,628-91.9% | $72,975-90.6% |
| Participation rate | 89.8% | 57.6%+32.2pp | 68.2%+21.5pp | 69.5%+20.3pp |
| Annual return | 23.85% | 37.39%-13.5pp | 258.80%-234.9pp | 81.01%-57.2pp |
| Employer contribution / active EE | $677 | $1,602-57.7% | $2,653-74.5% | $2,440-72.3% |
| Participant deferral / active EE | $1,759 | $2,681-34.4% | $3,900-54.9% | $3,608-51.2% |
| Admin fee / account holder | $957 | $3,395-71.8% | $4,914-80.5% | $5,124-81.3% |