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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,624 | $159,978-56.5% | $147,041-52.7% | $145,978-52.3% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.4pp | 80.3%-7.6pp |
| Annual return | 15.31% | 98.36%-83.1pp | 419.21%-403.9pp | 550.52%-535.2pp |
| Employer contribution / active EE | $2,700 | $5,288-48.9% | $4,935-45.3% | $4,662-42.1% |
| Participant deferral / active EE | $6,521 | $8,429-22.6% | $8,071-19.2% | $6,690-2.5% |
| Admin fee / account holder | $1,067 | $15,053-92.9% | $13,006-91.8% | $13,400-92.0% |