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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,314 | $157,296-71.2% | $141,191-67.9% | $152,897-70.4% |
| Participation rate | 94.1% | 84.8%+9.3pp | 82.5%+11.6pp | 82.5%+11.7pp |
| Annual return | 27.07% | 64.34%-37.3pp | 71.41%-44.3pp | 345.43%-318.4pp |
| Employer contribution / active EE | $2,478 | $5,262-52.9% | $4,736-47.7% | $4,764-48.0% |
| Participant deferral / active EE | $5,807 | $7,111-18.3% | $6,710-13.5% | $5,851-0.8% |
| Admin fee / account holder | $1,116 | $12,125-90.8% | $10,264-89.1% | $11,599-90.4% |