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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,543 | $181,896-77.7% | $156,551-74.1% | $273,972-85.2% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 11.78% | 30.74%-19.0pp | 32.23%-20.4pp | 41.46%-29.7pp |
| Employer contribution / active EE | $2,945 | $6,248-52.9% | $5,501-46.5% | $4,869-39.5% |
| Participant deferral / active EE | $4,599 | $5,550-17.1% | $4,871-5.6% | $5,287-13.0% |
| Admin fee / account holder | $1,210 | $15,560-92.2% | $13,028-90.7% | $10,133-88.1% |