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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,900 | $198,457-83.9% | $170,435-81.3% | $147,586-78.4% |
| Participation rate | 90.0% | 88.0%+2.0pp | 83.6%+6.4pp | 82.8%+7.2pp |
| Annual return | 18.12% | 257.30%-239.2pp | 205.94%-187.8pp | 578.59%-560.5pp |
| Employer contribution / active EE | $1,917 | $6,183-69.0% | $5,432-64.7% | $4,876-60.7% |
| Participant deferral / active EE | $2,708 | $5,629-51.9% | $4,939-45.2% | $5,439-50.2% |
| Admin fee / account holder | $8,307 | $16,852-50.7% | $13,881-40.2% | $10,886-23.7% |