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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,412 | $175,259+24.6% | $149,723+45.9% | $139,487+56.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.38% | 166.82%-148.4pp | 134.50%-116.1pp | 373.84%-355.5pp |
| Employer contribution / active EE | $19,087 | $5,478+248.4% | $4,821+295.9% | $4,755+301.4% |
| Participant deferral / active EE | $12,312 | $6,522+88.8% | $5,682+116.7% | $6,713+83.4% |
| Admin fee / account holder | $1,847 | $16,158-88.6% | $13,215-86.0% | $11,407-83.8% |